Level 3 Processing

For Government Agencies and B2B Enterprises

Our integrated, EMV-compliant solution with Level 3 processing supports industries that deal with high-volume, detailed transactions — helping reduce costs, enhance security, and optimize transaction efficiency.

At eProfitable, we provide cutting-edge solutions to streamline payment processing, while enhancing security and efficiency.

With Level 3 processing, businesses can qualify for lower interchange rates by providing additional details (such as item-level data) for transactions often used in business-to-business or business-to-government transactions.

Cost savings on high-volume or high-ticket transactions can be significant with Level 3 processing — saving 0.5% to 1% on interchange fees per transaction compared to fees for Level 1 and Level 2 processing.

Lower Interchange Fees

Leverage detailed Level 3 transaction data to qualify for reduced interchange rates on corporate and purchasing cards. Save up to 0.5% to 1% on interchange fees per transaction.

Enhanced Reporting & Compliance

Real-time reporting and analytics ensure transparency and compliance with financial regulations — critical for government contracts and corporate transactions.

Seamless Integration

Leveraging the CardPointe gateway, systems such as NCR Counterpoint can accept EMV transactions, streamline payment processes, and allow you to manage payments directly within your existing systems.

Benefit from the integration of CardPointe Gateway with NCR Counterpoint

The integration of CardPointe Gateway with NCR Counterpoint for Level 3 processing delivers significant advantages, particularly for businesses requiring secure and compliant transactions.

  • Only supporting EMV and P2PE devices ensures end-to-end encryption of payment data, reducing exposure to security breaches, enhancing compliance, and reducing chargeback liability.

  • Immediate visibility into transactions empowers businesses to monitor cash flow, review transaction details, and make data-driven decisions with greater speed and confidence.

  • The integration optimizes Level 3 processing at a highly competitive price point, delivering cost savings without sacrificing quality.

  • In case of device downtime, process payments with a secure, compliant manual entry virtual terminal.

  • Shifting sensitive data handling to the CardPointe Gateway helps reduce IT overhead and management complexity.

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